How many motorcycle drivers have dealt with the problem of getting into an accident of some kind and not receiving compensation from their insurance? It is certainly more than it should be. Motorcycles are considered dangerous road vehicles to cover. They aren’t exactly dangerous to other drivers, but to the driver directly. That is a problem. Insurance companies just aren’t always willing to cover the liability.
Motorcycle drivers should be willing to get their policy vetted by another professional, such as a lawyer. Will the policy hold up? Companies have a tendency to add a lot of loopholes in their policy, and this is even worse for motorcycle drivers. Have another driver in the back? Not accepted. Going over the speed limit? Not accepted. A lawyer vetting can be particularly helpful for dealing with problems associated with Groupon.
What does motorcycle insurance have to do with Groupon? Groupon is an expansive company that offers discount services for small and large businesses. A business may advertise a product or service at a discount rate for those exclusively through Groupon. They receive additional deals that they would not have had available in another format, and they do it in exclusive limited quantities. There are individuals who drive for Groupon. They may seek tips for delivering goods for Groupon, and they use their vehicle to do the delivery. Obviously, a motorcycle is a great delivery tool. Drivers have their motorcycle for delivering Groupon items. But, they need the proper coverage and protection. This is a new niche in protection, so it can get a little complicated and muddy. Companies are still trying to figure out how they can incorporate delivery into their repertoire. Many providers still do not have rideshare services under their umbrella because they do not know how to deal with it. Even the biggest companies just refuse it entirely. This includes Uber and Lyft.
The insurance policy must make sense compared to how the motorcycle is being used. A lawyer can assist a driver in finding the right match and confirming that they will receive compensation as needed. Delivery drivers are vulnerable to policy specifics.